Call 208-290-6660 • Available 24/7
  • Home
  • About Us
  • Restoration Services
  • Repair Tips
  • Contact
  • TESTIMONIALS
  • Blog

North Idaho Flood and Fire
​ BLOG

208-290-6660
24 hours - 7 days a week

Categories

All

Categories

All

"The dirt" on mud flow damage

3/2/2016

0 Comments

 
Mud damage is no joke. 
When heavy rain falls on land that lacks adequate surface vegetation, it can cause mudslides/mud flow. If trees and other vegetation on or near your property have been destroyed or burned in a recent or fairly recent wildfire, your home is at higher risk for damage from mudflow. This is especially true during rainy season, and if your home is located downhill from a burned area.

Damage from earth movement, mudslides, mudflow and earthquakes is generally not covered in a standard property insurance policy. Depending on where you live and your financial resources, you may be able to buy an add-on or separate policy to cover those types of damage. A National Flood Insurance Program policy will cover mudflow as long as it's mostly liquid, not a lot of tree debris, rocks, etc. ("Chocolate Shake, not Chocolate Cake").

Read the questions and answers below to find out how to insure your home against mudflow, either through your homeowner's policy, or through a separate flood policy.

Q: What is mudflow?
A: Mudflow is defined by the National Flood Insurance Program as "a river of liquid and flowing mud on the surfaces of normally dry land areas, as when earth is carried by a current of water."

Q: Who should I call in the event I have a muflow?
The first thing to do is make sure everyone in your home or building is safe. Call 911 if necessary to recieve immmediate help for anyone injured.
You will need the help of professionals to assess the damage, secure the site and make immediate assessments and work in conjunction with your insurance company. North Idaho Flood and Fire specialiazes in just this sort of incident. Call 911 - then call 208-290-6660. We'll tke care of the rest.

Q: How do I know if mudflow is covered in my homeowner's policy?
A: Review your policy carefully and find out exactly what it includes or excludes with respect to land movement, flood, and rain. Below is the language from a sample homeowners policy.

0 Comments

    Archives

    March 2016
    February 2016
    November 2015

    Categories

    All

This is the background of the Bottom Area shown below. It'll display correctly on published site.
If you don't want background for the bottom area, simply hover over the bottom of this image to delete it. The background of the bottom area will be a solid dark color.

We're available 24 hours a day / 7 days a week.
No job is  too big or too small

FREE Consultation

Call or email 24/7 for any flood, fire, ice, wind or mold restoration services.

​208-290-6660

Contact
Submit
Website by NewPickle Pro CMS
© 2014-2015 North Idaho Flood And Fire